Visa and agentic commerce: supported protocols (UCP, ACP, MCP, AP2)

Visa and agentic commerce

Visa's Intelligent Commerce programme pursues the same goal as its competitor: making agent-initiated transactions as safe and arbitrable as human ones, building on AP2 and the UCP coalition.

ASSESSMENT GRID	STATUS
Type	Payment network
Target	Ecosystem (via issuers and PSPs)
UCP	Launch partner
ACP	—
MCP	—
AP2	Founding partner
Capabilities	Agent-initiated transactions · mandate verification
Verified	August 2026

Statuses: Native · Via extension/integration · Announced · Partner · “—” = no known support

What it means for merchants

As with Mastercard: no direct merchant integration, but a signal — when both networks invest in the same infrastructure, it becomes the norm.

To situate these protocols relative to one another, see the UCP / ACP / MCP / AP2 comparison; to assess your own maturity, the agent-ready checklist.

Report a change

This sector moves every quarter. Missing capability, outdated status? Let us know — corrections are handled first and the verification date is updated.

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